Open an account

You are eligible if you are over 18 yrs of age (excluding junior savers), a UK resident and you live or work in central southern England. This includes Hampshire & IOW, Bournemouth, Reading, Newbury, Woking, Guildford, Bracknell & surrounding areas.

All our accounts can be managed with online banking via a PC or smartphone, or you can use telephone banking. Online banking is open 24/7. Telephone banking hours are Monday to Friday 09:30 to 16:30.

All member deposits are UK based and invested in risk-free ethical investments which support socio-economic development. These investments help create fair finance across our region.

Yes, individual deposits up to £85,000 are protected by the Financial Services Compensation Scheme (FSCS). Your money is 100% safe with us.

We were established back in 2001 and continue to be regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). You can find out more about our regulatory status on the FCA website here under reference 213757.

Dividends and bonuses on our accounts are like a ‘profit share’. Members share in the profits we make and are paid out as a dividend or bonus.

For a savings accounts, we calculate these payments by using the ‘average daily balance’. in the account. This average daily balance is then used to calculate a dividend or bonus.